VISA
BUSINESS
DEBIT
Why Adriatic business debit card?
- ADRIATIC VISA BUSINESS is a contactless debit payment card for business entities, of the global VISA brand, which enables access to your company's funds, up to the amount of available funds on the card account.
- Each business card is an authorized card, linked to a special sub-account of your company's transaction account for national payments in the Bank.
- In accordance with the needs of your company, you determine the number of users/ authorized persons and also control the expenditure from each sub-account.
- The daily level of spending on an individual card may be limited in accordance with the allocation of a certain profile of daily limits prescribed by the Bank>
- Through the web or mobile application of electronic banking of ADRIATIC Bank, you can monitor spending and make money transfers from the company's basic account.
- SMS service on executed transactions allows you to receive notifications about the amount, location and available status and thus monitor your spending.
- Always available money, as you can withdraw the required cash from the nearest ATM marked VISA, wherever you are.
- You can easily, safely and quickly pay at millions of POS outlets wherever the VISA logo is displayed.
- Quick and easy contactless payment, without using PIN code for transactions up to 50 EUR.
- You can use your company's card safely and securely and pay for goods and services online.
Who can use Adriatic business debit card?
VISA BUSINESS debit card is intended for all business entities that have a registered activity in Montenegro, with an opened transaction account for national payments registered to the company. The card is linked to a special sub-account of your company's transaction account for national payment transactions at the Bank. The number of sub-accounts is not limited, and each sub-account can have multiple users, according to the needs of the company.
You determine the money transfers from the company's transaction account for national payments, for the benefit of each card sub-account separately, controlling in that way the level of spending for each user. If there are several card users in one sub-account, they jointly dispose of the total amount on that account, up to the amount of available funds. You can also spend and transfer money to card accounts yourself, through the web or mobile application of electronic banking ADRIATIC Bank.
How to get Adriatic Visa business debit card?
- You can apply for the issuance of a VISA BUSINESS debit card at the ADRIATIC BANK branch or at your bank officer.
- The authorized person of the company determines the persons who will be card users as well as the number of sub-accounts, i.e. cards for which he/she guarantees by his/her signature and by the company's seal.
- The client is obliged to submit to the Bank duly completed and certified application forms for the requested payment card.
- Applications must be signed and stamped by company's authorized person and the person who will be the user of the company card.
- The Bank reserves the right to request additional documentation in accordance with the defined procedures and protocols.
Documents
Tariffs
PAYMENT CARDS | TYPE OF SERVICE | FEES | FREQUENCY OF CALCULATION |
|---|---|---|---|
PHISICAL ENTITIES | |||
Visa Business card account opening | FoC | at once | |
Issuing and reissuing of additional card | EUR 5,00 | at once | |
Membership fee for Visa Business Card | EUR 2,50 | monthly | |
Card reissuing on cardholder request | EUR 5,00 | at once | |
PIN code reissuing on cardholder request | EUR 3,00 | at once | |
VISA BUSINESS DEBIT CARD | POS/eComm domestic payment of goods and services | FoC | |
POS/eComm international payment of goods and services | FoC | ||
Saldo request on ATMs of Adriatic Bank and Hipotekarna Bank | FoC | ||
Saldo request on ATMs of other banks | EUR 0.50 | per transaction | |
Transactions on ATMs of Adriatic Bank and Hipotekarna Bank | 0,50% (min EUR 2,00) | per transaction | |
Transactions on ATMs of other banks | 3,50 % (min EUR 5,00) | per transaction | |
Cash withdrawal on teller of Adriatic Bank | 0,50% (min EUR 2,00) | per transaction | |
Cash withdrawal on teller of other banks | 3,50% (min. EUR 5,00) | per transaction | |
PIN change on ATMs | EUR 1,00 | per transaction | |
SMS info | EUR 0.50 | monthly | |
Conversion fee | 1,50% | per transaction | |
Dnevni limit ATM podizanje gotovine | EUR 1000.00 | daily | |
Daily Limit ATM Cash Withrawal | EUR 5000.00 | daily | |
BUSINESS CARD | DAILY LIMITS (ATM & POS) | ||
PROFILE | Purchase | ATM/Cash | |
LIMIT PROFILE 1 | EUR 1.000,00 | EUR 500,00 daily | |
DAILY LIMIT PROFILES FOR CASH WITHDRAWAL AND PURCHASE | LIMIT PROFILE 2 | EUR 5.000,00 | EUR 1.000,00 daily |
LIMIT PROFILE 3 | EUR 10.000,00 | EUR 2.000,00 daily | |
LIMIT PROFILE 4 | EUR 20.000,00 | EUR 5.000,00 daily |