For all clients who want to achieve the best relationship between security and profit, while reaching the most favorable interest rates.
Adriatic fixed term savings is a savings with limited duration.
During this period, which can be from 3 months to over 24 months, interest is accrued on time deposits, and after the expiration of the agreed period, the user can withdraw the full amount or opt for a new term period.
Term savings can be in euros, but in other currencies, such as the US dollar (USD), the Swiss franc (CHF) and the British pound (GBP).
Advantages of fixed term savings
Termination of fixed term savings
Adriatic fixed term savings can be terminated before the expiry of the agreed term, but only with the consent of the Bank and at the written request of the client.
If the owner of the savings deposit does not cancel the Term Savings Agreement no later than 3 days after the expiry of the term deposit (prolongation period), the Bank renews the term deposit on the same agreed term, but under the conditions valid on the day of term renewal.
On the maturity date, interest is credited to the previous deposit or transferred to the selected current account.
Fixed term savings in euros up to 100.000€
From 3 to 6 months
From 7 to 12 months
from 13 to 24 months
Over 24 months
Interest rates on fixed term deposits higher than 100.000 EUR are specially agreed for each individual case.
Adriatic fixed term savings - details of informative calculation (EUR)
Result of informative calculation on 15.12.2020
Term deposit date:
Term expiry date:
The amount of initial fund
Method of interest payment
Total calculated interest decreased for the amount of personal income tax – residents 9% and surtax on tax of 15%
Total amount of calculated interest
Personal income tax – residents 9% including surtax on tax of 15%
Total interest amount to be paid to the user
Total amount at the end of period
Effective interest rate
Fixed term savings in other currencies (USD, GBP, CHF)
Interest for period as of:
from 1.000 USD
from 1.000 GBP
From 5.000 CHF