Product description

The product is intended for customers who receive a monthly salary through the account of Adriatic Bank. The use of funds is with no purpose. The maximum amount of overdraft on transaction account is 3 monthly salaries. The contract is concluded for a period of 12 months with the possibility of automatic renewal. Loan repayment will be automatically made from the User’s transaction account at the time of inflow of the user’s either regular or extraordinary income.

Conditions for loan approval

Necessary documentation

Detailed information

Overdraft loan
Annual nominal interest rate
20,00 %
Annual effective interest rate (EIR)
Fee for inquiry in the Credit Registry of the Central Bank of Montenegro
3.00 EUR
Annual penalty interest
Nominal increased for 50%
Maturity period
12 months
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