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Domestic payments
- Adriatic Bank offers quality and secure money transfer within the country through the domestic payment system. Services are provided to all physical persons in accordance with the regulations and the contract on opening and maintaining the account concluded with the Bank.
- By opening a transaction account for executing payment transactions in the domestic payment system, you get the opportunity to use a large number of banking products.
- All clients, residents and non-residents, whether with regular or occasional incomes, can open a transaction account for performing payment transactions in the domestic payment system. Clients may open the account at all Bank’s tellers with an identification document (ID card, passport).
- The transaction account holder may authorize other persons to dispose with funds from the ownership account for the execution of domestic payment transactions.
With an open transaction account, clients shall obtain the following options:
- Possibility to use Adriatic Visa Classic debit cards
- Possibility of approval Overdraft loans on transaction account
- Possibility of payment by standing order
- Possibility of receiving information on all executed transactions on the account via SMS notification
- Disposal with funds via electronic banking Adriatic Web Bank and/or Adriatic Mobile Bank
- Free of charge cash withdrawal at all ATM's of Adriatic Bank AD Podgorica, Hipotekarna Banka AD Podgorica and Universal Capital Bank AD Podgorica
Tariffs for national and international payments for physical persons valid from 12.12.2022.
Information documents on fees
Compare the fees of other banks on the website of the Central Bank of Montenegro.
Download the documents
- General terms and conditions of maintaining transaction accounts, saving accounts and providing payment services for physical persons
- General terms and conditions of opening, maintaining and closing transaction accounts, savings accounts, payment account with basic services, account transfer and providing services for physical persons, valid as of 20.03.2023.
- Agreement on single payment transactions
- Time schedule for execution of users payment transactions
- Request for opening the account