Special conditions in savings months

Adriatic Bank has prepared an action to increase interest rates on deposits of physical persons in period from 2 November 2021 to 1 January 2022. It refers to those deposits that are termed for a period longer than 12 months and a period longer than 24 months, in individual amounts less than EUR 100,000, under the following conditions:

Term savings in euros up to 100.000
From 13 up to 24 months
Over 24 months
Current conditions
2,50%
2,90%
Conditions of the action (02.11.2021 -01.01.2022)
2,60%
3,00%
Interest rates on term deposits higher than 100.000 EUR, are contracted separately for every individual case.

Representative example

Result of informative calculation on 02.11.2021.
Term deposit date:
02.11.2021.
Term expiry date:
02.12.2023.
Term deposit duration:
25 mjeseci
The amount of initial fund
20.000,00
Method of interest payment
Upon maturity
Calculation overview
Period
Initial amount
Total calculated interest decreased for the amount of personal income tax – residents 9% and surtax on tax of 15%
Interest rate
Total balance
25 m
20.000,00
1.138,21
3,00%
21.138,21
Total amount of calculated interest
1.269,61
Personal income tax – residents 9% including surtax on tax of 15%
131.4
Total interest amount to be paid to the user
1.138,21
Total amount at the end of period
21.138,21
Effective interest rate
3,00%
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