Home » Corporate banking – Loans » Overdraft
You have need for current liquidity?
The right product for you is Adriatic Bank Overdraft loan – the most rational form of short-term lending and completely adjusted to your needs.
Additional information
- Maturity up to 12 months
- Funds are available 24 hours per day, 365 days in a year via debit card and electronic banking
- Interest rate and loan processing fee are determined on the basis of financial indicators, credit history, turnover through accounts with Adriatic Bank, quality and value of collateral
- The repaid part of the loan can be withdrawn again until loan expiry
- Interest is paid monthly only on the used part of the funds
- The loan is fluctuating, i.e. it is repaid with each inflow of funds to the transaction account
Means of collateral
- Bills and bills of exchange
- Collection order with authorization
- Pledge on movables
- Mortgage
- Assignment of receivables
- Deposit (cash collateral)
Necessary documentation
- Fulfilled request for loan
- Payment of the fee and completed consent for access to RKB
- Certified balance sheets of the company for the last 2 years and cross-section of the balance sheet for the current year)