Overdraft

Loan purpose: to enable the clients of the Bank to overcome imbalances between inflow and outflow of funds from the current business operations (by solving liquidity needs).
Maturity: up to 12 months with possibility of reapproval after every year
Loan user:
All legal entities and entrepreneurs registered in Montenegro
Product price:
The interest rate and approval fee are determined on the basis of financial indicators, credit history, turnover on the account with Adriatic Bank, collateral quality and value.
Security:
Bills of exchange and authorization
Authorization of collection right
Pledge on movables
Mortgage
Assignment of receivables
Deposit (Cash collateral)
Required documentation:
The request specified documentation should be submitted when applying.
The Bank reserves the right to request additional security in accordance with its credit policies.
How to apply for a loan?
The SME loan application, along with the necessary documentation, should be submitted to a SME Relationship Manager. Upon the completion of the decision-making process, the SME Relationship Manager will inform the client whether the application has been approved and upon which terms and conditions.