Long term loan

Loan purpose: to enable clients to finance their business operation in the long term, permanent working capital.
Maturity: up to 60 months
Possibility of grace period
Loan user:
All legal entities and entrepreneurs registered in Montenegro
Product price:
The interest rate and approval fee are determined on the basis of financial indicators, credit history, turnover on the account with Adriatic Bank, collateral quality and value.
Security:
Bills of exchange and authorization
Authorization of collection right
Pledge on movables
Mortgage
Assignment of receivables
Deposit (Cash collateral)
How to apply for a loan?
The SME loan application, along with the necessary documentation, should be submitted to a SME Relationship Manager. Upon the completion of the decision-making process, the SME Relationship Manager will inform the client whether the application has been approved and upon which terms and conditions.